What is an Acceptable Survey (in Florida)

This article will address the minimum technical standars for a survey in a real estate transaction in the State of Florida. Minimum Technical Standards 1. Identify responsible surveyor and contains standard disclosures; 2. Identify type of survey performed; 3. Name, address, certificate #, license # of surveyor; 4. Statement: Not valid without signature and seal …

When Can a Prior Survey Be Used (In Florida)

This guide will detail when a prior survey can be used in a Florida real estate transaction. Residential Transactions When a mortgagee policy is issued in a refinance transaction, you should be able to waive the requirement for a current survey (defined as within 90 days of of the subject closing) and rely on an …

How to Avoid Foreclosure

Over 8,000 Americans are losing their homes to a foreclosure process every day!!! One of the unique things about Florida foreclosures is that Florida is one of the first states to explore mandatory mediation. What is Your Objective? Do you want to: (i) keep your home (with reduced payments); (ii) give the property back to …

What to Do if You Missed Florida Homestead Exemtpion Filing

The Miami-Dade County Property Appriaser’s office is accepting late applications for all property tax exemptions (homestead and agricultural) through the final deadline of September 18th, 2009. Proof You will need Proof of Ownership of the subject property. Recorded Deed will suffice. Social Secuirty Numbers Provide your social security number Provide Florida Drivers License or other …

How to Appeal Your Florida Property Taxes in Miami-Dade County

For those Miami-Dade County taxpayers that want to appeal the valuation that the Property Appraiser’s has placed on your real property, please see below: Recevied TRIM Notice or notice of Property Taxes. Write down your tax folio number. Notify VAB that you are appealing before 9/18 fill out on-line appeal at http://www.miami-dadeclerk.com/dadecoc/VAB.asp. There is a …

Documentary Stamp Tax – Deed in Lieu of Foreclosure in Florida

Whenever a Borrower delivers to a lender a deed-in-lieu of foreclosure, usually in exchange for the lender’s release on the Borrower’s mortgage, under Florida Statutes §201.02(1) the release will be considered a discharge of an obligation and qualifies as “consideration” under Rule 12B-4.013(2) If property is worth less than amount of debt The application will …

Florida Notarization (Acknowledgments) in Foreign Countries

A document that can be signed in a foreign country and recorded in the State Florida needs one of the following acknowledgments (pursuant t F.S. § 695.03(3): Commissioner of Deeds appointed by the Governor of Florida to act n the foreign country (however, the authority of all appointed Commissioners of Deeds was revoked effective July …